Best buys French bank Interest rates:

Rate Term Max LTV* Comment
1.00% 10 80% Fixed rate for the term
1.20% 15 80% Fixed rate for the term
1.50% 20 80% Fixed rate for the term
2.00% 25 80% Fixed rate for the term
2.30% 10-20 85% Capped rate
0.90% 10-20 up to 100% Variable rate

    * LTV = Loan To Value, is the maximum percentage of the purchase without the agency fee you can finance

  • If you are Fiscally Resident in France, you could possibly qualify for 100% LTV
  • Fiscally Resident in Europe, nothern America, max LTV is 80-85%
  • Your personal ciconstances will determine your max LTV, ask our consultants for more info

  French Mortgage Calculator

Loan amount:
300000 €

20 years


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Bilingual FRENCH MORTGAGE Consultants

Based in France – 20 years experience.

  Mortgage in France is a registered mortgage broker based in the south of France, our privileged, long standing relationships with French banks and mortgage lenders ensure that you receive the very best, expert advice and access to the lowest interest rates and best French mortgage conditions. We can offer the following mortgages:

Interest only, capital repayment mortgages. Fixed, capped and variable interest rates, Equity release and post finance mortgages are also available.

We cover all of France and can arrange your mortgage whether your property is in Paris, the French Riviera or anywhere else. With over 20 years experience in the French property and mortgage markets, we will source you the best French mortgage for your profile whilst offering a professional, fully bilingual and helpful service; removing all the stress out of the process for you. We charge NO brokerage fee.

We arrange mortgages in France for customers from all nationalities all over the world. If you are salaried or self-employed from Europe, the Middle East, the United States or Canada or if you work offshore such as a Captain or crew on a private yacht we have the right product and best conditions for every profile..

We provide a professional and efficient service with the latest software technology. We work with all the French banks and lenders as well as foreign banks. We can also assist you with:
  • Recommending bilingual Notaire / notary
  • Opening a French bank account (with Visa cards, cheque book and internet banking)
  • House and content insurance and much more
  • Concierge and valet service
  • Rental property management

Credits of any kind, home loans, insurance, are subject to conditions and are subject to approval. Any borrower will have a 10 day period of reflection before accepting his/her credit and the sale will be subject to obtaining the credit. If the credit has not been obtained, the seller must refund any sums paid. Loans described in this website are mortgages that are subject to conditions. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING or DOLLAR EQUIVALENT OF YOUR DEBT. Extract of the consumer code : (Art L321-2) No payment of any kind can be requested from Mortgage in France before one or more mortgages have been officially Obtained.
A loan, mortgage is a commitment and must be repaid. Verify your repayment capacity before committing.

© 2015 Mortgage in France

Contact us

M.I.F. 2 bvd Grosso
06000 Nice FRANCE
Tel: +33 497 11 71 15

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